
A great tool for businesses is smart card readers, a type of technology to read cards with built-in chips. They can be used for credit card purchases, personal identifications to authenticate a user, readings of SD cards, and more. Smart card readers obtain or “read” the data saved into the chip. Simply plug in the card and let the device do the rest of the work.
What Should You Consider in a Smart Card Reader?
Smart card readers have a variety of uses and here are a few functions to consider:
- Card type: Consider if you will be scanning credit cards, ID cards, or a variety of SD cards, as there are different devices to fit these uses.
- USB: Check if the USB speed is 2.0 or above for faster processing speeds.
Best for Data Transfer: UGREEN SD Card Reader USB 30 Card Hub Adapter 5Gbps

This card reader is designed for multi-cards with four card slots for SD, Micro SD, CF, and MS slots. It is done through a USB 3.0 connector, allowing users to read and transfer data. The reader runs at 5 GBPS, and it’s a compact and premium device. The heat-resistant connectors ensure high data transmission efficiency and durability. Simply plug in and play, no installation needed.
UGREEN SD Card Reader USB 3.0 Card Hub Adapter 5Gbps Read 4 Cards Simultaneously CF, CFI, TF, SDXC, SDHC, SD, MMC, Micro SDXC, Micro SD, Micro SDHC, MS, UHS-I (Black)
A smart card reader with broad capability and four card slots.
Best for Small Businesses: Square Terminal

A Square Terminal allows businesses to ring up sales, accept payments, and print receipts with ease. Simply use it at the counter or ring up anywhere in the store. This device takes all major credit and debit cards with a low rate and no hidden fees. Chip cards process in two seconds and money is transferred as soon as the next business day. The device can be used cordlessly all day with its built-in battery.
Square Terminal - Credit Card Machine to Accept All Payments | Mobile POS
A Square Terminal to ring up sales, payments and print receipts all-in-one device.
Best for ID Cards: USB Smart Card Reader, Rocketek DOD Military USB CAC Memory Card Reader

This card reading device is meant for ID cards and is compatible with a wide variety of computer types. SD cards are also insertable for reading. This USB device is easy to install and is compatible with common access card (CAC), Government, and National IDs. It also comes with a hole to connect to your lanyard so you won’t lose it.
USB Smart Card Reader, Rocketek DOD Military USB CAC Memory Card Reader Compatible with Windows, Linux/Unix, MacOS X - Build in SDHC/SDXC/SD Card Reader and Micro SD Card Reader
A smart card reader to scan ID cards and is widely compatible with PCs.
Best for Smart Cards: Identiv SCR3310v 2.0 USB Smart Card Reader

This industry-compliant smart card reader has universal compatibility with contact chip cards and PC operating systems. The speed is fast and convenient and the design is compact and streamlined for mobile operation. It’s ideal for use in high-security federal government applications, online banking, and credit card payment apps.
Identiv SCR3310v2.0 USB Smart Card Reader
A compact smart card reader meant for contact chip cards.